We’re by no means rich or even moderately well off, but we do believe strongly in living within our means. Granted, we’re probably not as strict on some things as Dave Ramsey would be, but on most financial matters we try to follow what we believe to be the spirit of Dave’s financial ‘school’ of advice. While he teaches specifics that any family who wants to get out of debt and attain to financial freedom should follow, the basic things we have done to get and (for the most part) stay out of … [Read more...]